Federal Aid & State Aid

College Money Matters

Federal Aid & State Aid

There are a variety of sources for student financial aid. The majority of aid comes from the federal government. Some states, including Georgia, have aid for just the students within the state. Here is a chart of the aid from the federal and state government, how to apply, when to apply and each type of aid is linked to additional information about the aid.

 

 State-Aid

Name

Application When to apply Where can the money be used
HOPE Scholarship GSFAPPS/FAFSA Senior year Eligible Colleges & Universities
Zell Miller Scholarship GSFAPPS/FSFSA Senior year Eligible Colleges & Universities
REACH Georgia Become a REACH Scholar 7th grade  REACH-Eligible Institutions
HERO Scholarship Georgia HERO Application No later than two years after gaining eligibility Eligible Colleges & Universities
HOPE Grant GSFAPPS/FAFSA  As early as possible Eligible Colleges & Universities

Zell Miller Grant

GSFAPPS/FAFSA  As early as possible  Eligible Colleges & Universities

HOPE GED Grant

GSFAPPS/FAFSA As early as possible Eligible Colleges & Universities
HOPE Career Grant GSFAPPS/FAFSA As early as possible Eligible Colleges & Universities
Tuition Equalization Grant (TEG) GSFAPPS/FAFSA Each college sets deadline dates Eligible Colleges & Universities
University of North Georgia ROTC Grant and ROTC Grant for Future Officers ROTC Grant application and ROTC for Future Officers application The college sets deadline dates University of North Georgia
Public Safety Memorial Grant Public Safety Memorial Grant application As early as possible Eligible Colleges & Universities
Dual Enrollment Three sections (Student & Parent/Guardian, High School/Home Study and Postsecondary Institution) Starting freshman year of high school Eligible Colleges & Universities
Student Access Loan (SAL) Student Access Loan application and FAFSA  The summer before the fall in which you are requesting the loan Eligible Colleges & Universities
Scholarship for Engineering Education Program (SEE) The Scholarship for Engineering Education Loan Application Starting sophomore year Mercer University
Scholarship for Engineering Education for Minorities Program (MSEE) The Scholarship for Engineering Education for Minorities Scholarship Loan Application Starting junior year (College) Georgia Institute of Technology, Georgia Southern University, Kennesaw State University, Mercer University and University of Georgia
University of North Georgia Military Scholarship Loan Program University of North Georgia Military Scholarship Loan Program application Senior year University of North Georgia
Georgia Military College State Service Scholarship Loan Program Georgia Military College State Service Scholarship application Senior year Georgia Military College
Georgia National Guard Service Cancelable Loan Georgia National Guard Service Cancelable Loan application Senior year Eligible Colleges & Universities

 

Federal Aid

This money can be used at public and private colleges and universities across the nation.

Name

Application When to apply Repayment necessary?
Pell Grant FAFSA Oct 1st prior to fall enrollment No*
Federal Supplemental Educational Opportunity Grant (FSEOG) FAFSA Oct 1st prior to fall enrollment and before Priority Consideration Deadline No*
Work Study FAFSA and application at the school Oct 1st prior to fall enrollment and before Priority Consideration Deadline No
Student Loans FAFSA  Oct 1st prior to fall enrollment Yes 
Perkins Loan FAFSA Oct 1st prior to fall enrollment and before Priority Consideration Deadline Yes
Parent PLUS Loans FAFSA and credit check  Oct 1st prior to fall enrollment Yes 

* - Typically this does not have to be repaid. However, if you withdraw from classes, repayment for that disbursement may be required.