Georgia Student Finance Commission

Graduated Repayment Plan

Federal Student Loans

Graduated Repayment Plan

Repayment Type


Eligible Loans

Monthly Payments

Quick Comparison

Graduated Repayment Plan

This plan starts with lower payments that increase every two years. 

Direct Subsidized and Unsubsidized Loans


Subsidized and Unsubsidized Federal Stafford Loans


All PLUS loans

Payments are made for up to 10 years (between 10 and 30 years for consolidation loans).

You'll pay more for your loan over time than under the 10-year standard plan.

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