Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 48 Page 4946 SAT: The SAT is a standardized test widely used for college admissions in the United States. It consists of three subject areas: mathematics, critical reading and writing. Scholarships: These funds are given to or earned by students for tuition. There are numerous public and private sources for scholarships. Some are given based on need; some on merit or skill. Others have very specific stipulations on who can receive the scholarship. “Take your piece of the pie.” School Counselor: Someone who works in an elementary, middle or high school and provides academic, career, college access and personal/social support to K-12 students. Study Abroad: An arrangement that allows students to complete part of their degree program through educational activities outside the United States. Subsidized Loan: Direct Subsidized Loans are available to undergraduate students with financial need. The U.S. Department of Education pays the interest on a Direct Subsidized Loan during specified periods of time. Transitional Courses: Classes you must take and pay for to get ready for college level work in basic subjects. These classes do not count toward your degree. Transcript: Cumulative academic record that lists courses taken, grades received, and credits or credit hours received. Tuition: The amount schools charge for instruction and for the use of certain school facilities, such as libraries. Undergraduate: College student who has not yet earned a degree. Unsubsidized Loan: Direct Unsubsidized Loans are available to both undergraduate and graduate students; there is no requirement to demonstrate need. The borrower is responsible for paying the interest on a Direct Unsubsidized Loan during all periods. Unpaid interest that accrues will be added to the principal balance of a loan. Waiver: Arrangement under which a school does not charge specific costs if a student meets certain qualifications. Work-Study: This program allows students to defray part of their tuition and school expenses by working part time on campus. Glossary