Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 48 Page 4936 Say “YES” to the Offer that Works Best for You! The best offer usually involves the most free money (scholarships and grants), then earned money (work-study), then minimal borrowed money (federal student loans). As you evaluate your award package, consider the type of aid it is and if, and how, you will have to pay it back. Talk it over with your family and choose the offer that works best for you and your family’s financial situation. Source: Federal Student Aid, The Best Order to Accept Aid 1.  Scholarships and Grants — Make sure you understand any conditions (GPA, service, etc.) that make this type of aid truly free. 2.Work-study — While you don’t have to pay this type of aid back, you do have to work for it. Consider your class schedule and study time. 3.  Federal Student Loans — You will have to pay this money back with interest. Consider a subsidized loan first – the interest doesn’t start accruing until you leave school. 4.  State Government or College Loans — You will have to pay this money back with interest.The terms can be different than federal student loans. Read the fine print! 5.  Private Loans — You will have to pay this money back with interest. Usually higher interest rates and less favorable terms. Read the fine print! money TaLKS SnapChat The Net Price Calculator is a tool students and their families can use to estimate the cost of attendance for a particular college. Most schools have a Net Price Calculator on their website for prospective students. $