Georgia Student Finance Commission

COVID-19: Update


COVID-19: Update

Georgia Student Finance Commission (GSFC) remains open for business with minimal disruption of service to our customers. As we continue our commitment to the safety and well-being of our employees, and you as our customer, our offices are limiting in-person interactions as much as possible to practice social distancing.  

SAT/ACT, HOPE and Zell Miller Scholarship Information

Class of 2020

On September 30, 2020, Governor Brian Kemp signed Executive Order, extending the deadline for students who graduated in the Class of 2020 to submit a qualifying test score to receive retroactive payment for Zell Miller Scholarship. Pursuant to the Governor’s Executive Order, students from the Class of 2020 now have until June 30, 2021, to submit a qualifying test score to the Georgia Student Finance Commission. Learn more - DECEMBER 2, 2020 UPDATE

Class of 2021

Students from the Class of 2021 have until their graduation date to take and receive a minimum composite score of 26 on a single national or state/district administration of the ACT or minimum 1200 on a single national administration of the SAT. Submit a qualifying SAT or ACT test score, to the Georgia Student Finance Commission to meet the test score requirement for scholarship eligibility.

High School HOPE/Zell Miller GPA Calculation - OCTOBER 1, 2020 UPDATE: Information is provided about how grades including a Pass/Fail option are used in the High School HOPE GPA Calculation.  Learn more

College HOPE/Zell Miller Scholarship Calculation: Information is provided about how grades, including a Pass/Fail option, are used in the college level HOPE/Zell Miller Scholarship Calculations.  Learn more 

Financial Aid and FAFSA Events

The Fall schedule for the GSFC Outreach team can be found here. You may also schedule an individual appointment -  Find your designated representative according to your county of residence to schedule an appointment.

Student Borrowers

Borrowers of one of the state student loan programs administered by GSFA whose income and employment has been impacted by the coronavirus (COVID-19) may contact GSFA to discuss deferment or forbearance options. E-mail us at:

We encourage students, parents, and colleagues at high schools and postsecondary institutions to review the GAfutures website for additional information and connect with us via phone 800-505-4732 or email:


Dual Enrollment - Application Assistance 
Program Administration and Regulations
Origination & Disbursements
Loan Servicing
Grant & Scholarship Documents/Submitting SAT or ACT test scores
Outreach (Financial Aid Events)

Stay informed

For news and updates related to GSFC and GAfutures, be sure to follow our social media accounts and visit our websites: and We will also send out communications, such as our Dear Colleague Letters and School Updates, with important updates and information. You can also follow and interact with GAfutures on Facebook and Twitter.


Virtual Advisor